Risk Control Policy

Overview

As a virtual credit card service provider, we are committed to maintaining a secure and compliant payment ecosystem. This policy outlines our risk control measures and the consequences of violating our terms of service.

Prohibited Activities

The following activities are strictly prohibited when using our virtual credit cards:

1. Illegal Transactions
   • Money laundering
   • Terrorist financing
   • Fraudulent activities
   • Any transactions violating local or international laws
2. Platform Abuse
   • Attempting to bypass our security measures
   • Creating multiple accounts to circumvent limits
   • Exploiting system vulnerabilities
   • Any activity that may harm our platform's integrity
3. Merchant Protection
   • Chargeback abuse
   • False claims
   • Unauthorized transactions
   • Any activity that may harm our merchant partners
4. Card Network Violations
   • Violating card network rules and regulations
   • Circumventing card network security measures
   • Misusing card network services

Regulatory Compliance

Our platform strictly adheres to U.S. financial regulations, including but not limited to:

• Bank Secrecy Act (BSA)
• Anti-Money Laundering (AML) regulations
• Office of Foreign Assets Control (OFAC) sanctions
• Payment Card Industry Data Security Standard (PCI DSS)

Enforcement Actions

Violations of our risk control policy will result in immediate action, including:

1. Account Suspension
   • Freezing all associated funds
   • Investigation of suspicious activities
2. Financial Penalties
   • Recovery of any financial losses
   • Additional penalties for repeated violations

Restricted Products and Scenarios

Reporting Violations

If you suspect any violations of our risk control policy, please report immediately to:

• Email: support@vccpool.com

Policy Updates

This policy may be updated periodically to reflect changes in regulations or business practices. Users will be notified of significant changes.

Effective Date

2025-04-30